Chief Minister Maryam Nawaz Sharif, has launched a groundbreaking welfare initiative Apni Zameen Apna Ghar Initiative 2025 to provide free residential plots to deserving, low-income families. This ambitious scheme aims to empower landless and underprivileged citizens by granting them ownership of 3-Marla plots through a transparent, computerised lottery system.
If you’ve been struggling with high rents or homelessness, this initiative could be your chance to secure a permanent home. Here’s everything you need to know about eligibility, application, and plot distribution.
What is the Apni Zameen Apna Ghar Initiative?
The Apni Zameen Apna Ghar (AZAG) Scheme is a Punjab Housing and Town Planning Agency (PHATA) project designed to provide free land to families who do not own any property. The program targets 19 districts across Punjab, distributing 2,000 plots in its first phase.
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Key Features of the Scheme
✅ Free 3-Marla residential plots for eligible families
✅ Zero-interest home construction loans for selected beneficiaries
✅ Transparent digital balloting no bribes or influence required
✅ Strict eligibility checks to ensure fairness
✅ Online application process via azag.punjab.gov.pk
This initiative is a major step toward poverty alleviation, helping thousands of families achieve the dream of homeownership.
Apni Zameen Apna Ghar 2025 – Scheme Overview Table
| Feature | Details |
|---|---|
| Scheme Name | Apni Zameen Apna Ghar Initiative 2025 |
| Launched By | Chief Minister Maryam Nawaz Sharif – Government of Punjab |
| Purpose | To provide free 3-Marla residential plots to landless and low-income families across Punjab |
| Supervising Authority | Punjab Housing and Town Planning Agency (PHATA) |
| Eligibility | – Permanent resident of Punjab (from 19 eligible districts) – Must not own any land/house – Clean criminal and financial record |
| Income Requirement | Must provide proof of low-income status (e.g., salary slips, bank statements) |
| Application Method | 100% Online via official portal: azag.punjab.gov.pk |
| Documents Required | – CNIC (applicant & spouse) – FRC (Family Registration Certificate) – Proof of income – Rent agreement or utility bill – Affidavit of landlessness – Marriage/disability certificate (if applicable) |
| Plot Size | 3 Marla (Free Residential Plot) |
| Selection Process | Transparent digital balloting system based on NADRA and land records verification |
| Loan Facility | Interest-free construction loan available for selected beneficiaries |
| Post-Selection Rules | – Start construction within 6 months – Complete home within 2 years – No resale or transfer for 5 years – Only for residential use |
| Number of Plots (Phase 1) | 2,000 plots distributed across 19 districts |
| Contact Helpline | 0800-09100 |
| Support Website | phata.punjab.gov.pk |
Eligibility Criteria Apni Zameen Apna Ghar
To qualify for the Apni Zameen Apna Ghar Scheme, applicants must meet the following conditions:
✔ Punjab Resident – Must be a permanent resident (as per CNIC) of one of the 19 eligible districts.
✔ No Property Ownership – The applicant, spouse, or dependent children must not own any land or house in Pakistan.
✔ Clean Record – No criminal history or bank loan defaults.
✔ Income Proof – Must provide evidence of financial need (salary slips, bank statements, etc.).
✔ District-Specific Application – Can only apply for plots in their own district.
Note: False information will lead to immediate disqualification.
Required Documents for Application
Before applying, gather these scanned documents:
📄 CNIC (Applicant & Spouse) – For identity verification
📄 Family Registration Certificate (FRC) – To confirm family details
📄 Utility Bill or Rent Agreement – Proof of no home ownership
📄 Income Proof (Salary slip, bank statements) – Financial eligibility check
📄 Marriage Certificate (If applicable)
📄 Disability Certificate (If applicable)
📄 Affidavit of Landlessness – Legal declaration of no property
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How to Apply Online? Step-by-Step Guide
Applying for the Apni Zameen Apna Ghar Scheme is simple and 100% online:
1️⃣ Visit Official Portal – Go to azag.punjab.gov.pk
2️⃣ Register – Use your CNIC & password to create an account
3️⃣ Fill Application Form – Enter personal, family, and housing details
4️⃣ Upload Documents – Attach all required scanned files
5️⃣ Submit & Track – Check application status via the portal
Important: Double-check all details before submission to avoid rejection.
How Are Plots Allotted?
The selection process is fully computerized to ensure fairness:
🔹 Digital Lottery System – Random selection based on district quotas
🔹 NADRA & Land Record Verification – Only verified applicants qualify
🔹 Notification via SMS/Email – Winners will receive official updates
No recommendations or bribes will influence the selection—this is a corruption-free initiative.
What Happens After Selection?
If you’re selected, you must follow these rules:
🏠 Start construction within 6 months
🏠 Complete the house within 2 years
🏠 No selling/transferring the plot for 5 years
🏠 Residential use only – No commercial activity allowed
Beneficiaries can also apply for interest-free loans to help with construction costs.
Need Help? Contact Support
For any queries or issues, reach out via:
📞 Helpline: 0800-09100
🏢 PHATA Office: Visit phata.punjab.gov.pk
🌐 FAQs Section: Check azag.punjab.gov.pk
Final Thoughts
The Apni Zameen Apna Ghar Initiative 2025 is more than just a housing scheme—it’s a life-changing opportunity for thousands of families. By providing free land and financial support, the Punjab government is helping citizens escape poverty and build stable futures.
If you meet the eligibility criteria, don’t wait! Apply now at azag.punjab.gov.pk and take the first step toward owning your dream home.